Self managed super fund lending

Invest in property through your self-managed super fund with expert guidance from FINANCD. We compare SMSF loan options from 60+ lenders and help you structure finance that supports long-term growth and compliance, so you can make the most of your super.
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See What We Do
01

Specialist SMSF Lending Knowledge

We understand the unique rules around SMSF borrowing and work with you to ensure your loan structure meets ATO and compliance requirements.
02

Access to 95+ Lenders

We compare SMSF property loans from a wide panel of lenders—including banks and specialist SMSF financiers—to find the right fit for your fund.
03

Tailored Loan Structures

From limited recourse borrowing arrangements (LRBAs) to deposit and cash flow planning, we tailor your finance to align with your SMSF strategy.
04

End-to-End Support & Guidance

We guide you through every step, from pre-approval to settlement, working alongside your accountant or financial adviser to make the process smooth and compliant.

What Is an SMSF Loan?

An SMSF loan is a specialised home loan that allows your self-managed super fund to purchase residential or commercial property as part of your investment strategy. These loans are structured under a Limited Recourse Borrowing Arrangement (LRBA), which ensures the lender’s rights are limited to the asset being purchased—protecting the rest of your fund’s assets.

Used correctly, SMSF property loans can be a powerful tool for building long-term wealth and diversifying your retirement portfolio.

Why Use an SMSF to Buy Property?

Buying property through your SMSF can offer several advantages:

  • Tax benefits on rental income and capital gains within the fund

  • Greater control over your super investments

  • Potential for capital growth within a tax-advantaged structure

  • Leverage your super to invest in larger assets than cash alone would allow

However, SMSF loans come with strict rules and lending criteria, which is why it’s essential to work with a broker who understands the process and partners with your accountant or financial adviser.

Thinking about using your SMSF to invest in property?

Talk to FINANCD to explore your options and get expert advice on SMSF lending done right.

Access hundreds of loans from our wide choice of lenders, including the big 4 banks. We shop around for you and your broker can negotiate a competitive rate.
We don’t charge to find the right loan for you. Your broker is paid by the lender once your loan settles.
We offer appointments at the time and place that suits you, including after work.
From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.
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Lending solutions for you.

FINANCD is your local mortgage broker in Gold Coast QLD, supporting clients across Queensland and Australia.

Whether you’re a first-time buyer, upgrading or a savvy investor, we’ve got the loan to get you home. FINANCD is your local Mortgage broker in the Gold Coast central business district across Queensland.

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This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Mitchell Finance Solutions Pty Ltd trading as FINANCD (ABN 60658778824) with Credit Representative Number 523861 are Credit Representatives of Australian Credit Licence 387025. Location: Level 1/241 Adelaide St, Brisbane City QLD 4000.